Harbor of Refuge tells the stories of the lives and loves of the people who liveat Cap'n Kelly's Marina in the small, often bypassed town of Calkins Harbor, Florida.Marilyn Dupr? moves to Calkins Harbor to escape a life that was going nowherein her native New Orleans, and is introduced to the world of liveaboardboaters by Margaret "Grandma" Calkins, the widow of the late Cap'n Kellyhimself. Among them is the mysterious Jack Townsend. Rumors fly as to howa handsome loner came to live in such a place, and Marilyn is going to be theone to find out. Is it the Law of Karma or is it fate?