Breaking the Paycheck-to-Paycheck Cycle: A Step-by-Step Guide

Stuck in a cycle of just getting by? It's time to take back control.Breaking the Paycheck-to-Paycheck Cycle: A Step-by-Step Guide is your practical, empowering roadmap to lasting financial freedom. Whether you're living with constant money stress, overwhelmed by debt, or simply tired of watching your hard-earned income disappear before the month ends, this book will help you shift from survival mode to financial stability-and beyond.Inside, you'll learn how to: Understand and assess your current financial situation with clarity and confidenceCreate a realistic, sustainable budget that reflects your goals and valuesTrack and manage your income, expenses, and debt with purposeStop impulsive spending and develop healthier money habitsBoost your income through side hustles, salary negotiation, or skill-buildingTackle debt strategically and improve your credit scoreBuild savings, prepare for emergencies, and start investing for your futurePlan for long-term goals like retirement and legacy building-even if you're starting smallFilled with real-life examples, actionable exercises, and no-fluff advice, this guide is designed to meet you where you are and walk with you every step of the way. You don't need to be a financial expert-you just need a plan that works.It's time to break free, take charge, and build the secure, confident life you deserve. Let's begin.

• | Author: Karen Harding
• | Publisher: Independently Published
• | Publication Date: Apr 29, 2025
• | Number of Pages: 00216 pages
• | Binding: Paperback or Softback
• | ISBN-10: NA
• | ISBN-13: 9798281916448