What Canadians Need To Know About Mortgages From "Eh? To Zed!"

This book is for anyone who is seeking mortgage financing solutions and sees themselves in one of these five categories: A) A fully-employed person with qualified income who has excellent credit and has secured a full down payment for purchasing their owner-occupied, single family home, personal residence;B) A fully employed person with qualified income who has a high credit score and has a full down payment available (or existing equity) to purchase orre-finance a recreational cottage, a second home, a rental duplex/triplex, an apartment block, an office building, or a commercial strip mall;C) A self-employed person, or someone with bruised credit, or anyone who hasn't filed their taxes in the last 12-24 months, or who has been recently divorced, or who is new to Canada, or who already owns more properties than their bank is willing to finance, or who is a recently discharged bankrupt, or who may be a builder engaged in new construction, who wishes to purchase/re-finance a unique property under challenging circumstances;D) An employer who firmly believes in the motto, "happy employees are productive employees" and who wants to make the lives of their employees more fulfilling by offering them a customized mortgage plan as part of an employee benefits plan;E) A lawyer, accountant, or financial planner, debt advisor, realtor, inspector, or risk management consultant, or any business professional who wants to refer their clients to an expert in the mortgage business to help them navigate the ever-changing sea of mortgage rules here in the Canadian real estate market.Please note that the layout of the chapters in this book are not necessarily in the order of importance for questions that consumers should be asking their mortgage planner, but instead are laid out in an orderly series that reflects the frequency in which most people have asked us these questions over the years we have researched these topics and the time we've served our clients.By way of full disclosure, please note that the author is the principal consultant with The Bret Dobbin Mortgage Team @ Mortgage Architects (BDMT@MA). Although we have done our best to provide valuable information for our readers, we strongly believe in the power of personal contact and urge you to find mortgage brokers/advisors/planners in your local area (even if with a different company other than our own) so that you can fully capitalize on the information we have researched for you. As outlined in Chapter 2, it is important that readers select their own team of professionals who can work with them directly. No information in this book shall be deemed as legal advice, accounting advice, insurance advice or realty advice as the author is not a lawyer, accountant, insurance agent or a realtor. We wish you great success as you begin your journey into the world of mortgages, economics, and finance. Please use our book links for follow-up and don't forget to request our free gifts as well as your reader bonuses. Each chapter end shows a different way to contact our mortgage advisory team members for further assistance.

• | Author: Stacy Saville
• | Publisher: Independently Published
• | Publication Date: Jul 17, 2019
• | Number of Pages: 180 pages
• | Language: English
• | Binding: Paperback
• | ISBN-10: 1081008814
• | ISBN-13: 9781081008819