The interest is so high. "It will take you years to pay it off." "There are tons of fees." We hear these kinds of things about credit cards all the time. We are so scared of the negative that we completely miss the benefits of credit cards. When used properly, credit cards have an amazing potential to create opportunities to make money. This book will show the ins and outs of credit cards. You will learn how to raise your credit score, pay off debt and even build wealth by using credit cards. The potential to change your life is already in your wallet. It is time you learned how to use it to make your dreams come true.